Hi JackieMcR.

These are questions that only your trustee can answer for you.

It could be a different situation if someone voluntarily left a job to go to a new one with fewer hours and less pay, versus someone who was made redundant and could only find a new job with fewer hours and less pay.

It could also be a different situation if someone had access to overtime, based their trust deed proposal around working some overtime, and then chose not to work it any more after signing a trust deed.

I'm not saying that any of this will apply to you, just that a trustee may have to make a judgment based upon the circumstances.

Your trustee will need to work out what's fair for your creditors (and for you) depending upon the circumstances.

Hi

Thank you for your quick reply.

I explained to the trustee that the overtime shown on my payslips was not always available and it hasn’t been since so it’s not because I chose not to do it, it’s because I couldn’t.

They set it up anyway based on the overtime which I presume is the right procedure since it did show on the payslips.

Many thanks

If your pay has reduced through no fault of your own then this probably works to your advantage here.

Your trustee will still need to consider the interests of your creditors though.

I hope it all works out in a way you consider to be fair.

Hi JackieMcR

You might want to have a look at my post on Lilone's thread "Trust deed and New Baby". Whilst different circumstances, the answer would apply to you too.

Thanks for all the help guys.