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Scottish Trust Deed Forum
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Topic starter
12/12/2014 4:11 pm
Wonder if anyone can help?
I've just checked my Credit Report and one of my creditors included within my TD states that my account is "up to date". The rest all show that I have defaulted. Do I need to contact them to change this?
Thanks
12/12/2014 4:39 pm
Hello Mary.
I wouldn't trouble yourself with this at this stage.
If your credit rating is important to you no doubt you'll have a number of reasons (including some new reasons) to get all of this information straightened out with your creditors following your discharge.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
12/12/2014 4:41 pm
I'm the same Mary. Credit card included in trust deed, no default showing at all, showing as "ok" and up to date. Never contacted them as it was the only decent thing on my credit file lol. Still same 6 months after I've been discharged.
Topic starter
12/12/2014 6:47 pm
Thanks TDA and lizs.
13/12/2014 4:50 pm
Remember there are 3 main agencies(experian,equifax and call credit) so it may be marked in default on any 1 of them.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
