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Scottish Trust Deed Forum
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Topic starter
22/08/2013 12:48 pm
Hi,
I have just received my discharge letter and want to know when I should check my credit file, as I want to get a credit card asap to start building my credit so that in the future I am able to get a mortgage.
Also is there a time limit that the companies who deal with the trust deed have to finalize the trust deed? I only ask because I am not very satisfied with the time it has taken from my final payment to getting the discharge letter.
22/08/2013 3:05 pm
I would leave it a few weeks at least, just to give creditors/credit reference agencies a chance to update the information.
Regarding your second question, there is no defined time period, though it should really be done within a reasonable timescale unless there is another reason that it cannot. How long was the gap?
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