hello
i have been a regular reader of posts on this forum over the last few years while i have been in my 4yr trust deed. but to cut to the chase i was keen post discharge to gain a credit card to begin rebuilding my credit file/score. after reading many post on here i was still no clearer as to what company to apply to as if rejected i did not want a mark or footprint left if i was rejected. however i found and 'if i was allowed would post the link to the page'. i stumbled accross a webpage for capital one who carry out a soft search and tell you if you will be 100% accepted for the card before you apply. i am only 10 days discharged as appearing on the AIB website and have been approved for a full on credit card. all be it with a high APR and a modest limit of £200 this is all i wanted. just the chance to gain a CC buy a tank of fuel and pay off in full at the end of every month. this may be old news to some people but it was a big moment for me after my seeing my form 5 and being deemed as credit worthy in such a short space of time. only 23 months now till its falls off my credit file but a heartening moment all the same. i hope this post might help someone who has been in the situation as i am