Notifications
Clear all
Scottish Trust Deed Forum
7
Posts
3
Users
0
Reactions
2,155
Views
Topic starter
19/03/2014 11:58 am
Can anyone tell me if I'm on DLA and ESA benefits will my husband have to pay any money towards my LILA or trust deed I may enter into?
The debt I have is only in my name.
19/03/2014 12:07 pm
Hi Karen87
No, deductions cannot be taken from benefits.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
19/03/2014 12:34 pm
Welcome to the forum Karen87.
You may well be aware already, but if you're relying on benefits income only a protected trust deed may not be an option that's available to you.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
19/03/2014 1:05 pm
It previously existed that deductions cannot be taken from benefits in sequestration, however this applied to Trust Deeds from 28 November 2013 onwards.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
Topic starter
19/03/2014 2:45 pm
Sorry I meant my husband works full time and I receive benefits would his income be taken into consideration and would i be expected to pay anything towards a LILA or trust deed?
19/03/2014 2:52 pm
Hi Karen
No. If you look at the normal couple income and expenditure, there is joint income and you would contribute to the expenditure, however in the even that something is left, it is still classed as your benefits and therfore can't be touched.
mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
19/03/2014 2:56 pm
Hi Karen87.
That really backs up what I was saying previously.
Because you aren't able to contribute from benefits the contributory types of debt solutions (like protected trust deeds) don't seem like they're available to you.
LILA (bankruptcy) is different because there's no requirement to make a contribution.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
