Hello AlphaB.

Sounds like a standard letter that their computer has sent out and is nothing at all to worry about.

I don't think that they'll pester you, they probably agreed to allow your trust deed to become protected, but let your trust deed firm know if they do stay in contact for any reason.

throughout my TD is received letters from the Halifax that were statements of account which asked for minimum payment etc. I don't think this is anything to worry about.

Technically I don't believe there is anything requiring them to stop contacting you, though the vast majority of creditors do stop as it is pointless to continue. Of the ones that do still contact people I think most of the time it is just an administrative oversight meaning they have not stopped their systems automatically generating letters -this can be sorted out by your trust deed firm.

A protected trust deed means that they are not entitled to enforce the debt - ie use legal action to force you to pay up. Once the trust deed is successfully completed then you no longer have any debt for them to try and enforce as your obligations to your creditors are all discharged.

However, if you were not cooperating/meeting the terms of your trust deed then your discharge may not be granted and you would be back in the position where the creditors can enforce the debt again. Maybe this is why some creditors do still send out statements etc, just in case of this eventuality.