Clean up operation....
 
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Clean up operation....

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(@glamgran78)
Active Member
Joined: 12 years ago
Posts: 10
Topic starter  

I have contacted all lenders on my credit file and they have marked my accounts as satisfied, back to 2011. I am desperate to start mortgage applications but wanted to check...should I or should I not see default balances?


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

The balances will all be zero with accounts marked settled or satisfied. Make sure you speak to a whole of market broker and be up front about the td.

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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(@glamgran78)
Active Member
Joined: 12 years ago
Posts: 10
Topic starter  

How do I get them to be zero?


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

They should be adjusted by the creditors pretty soon after your td finishes.

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi Glamgran78.

You'll need to contact the lenders individually and request that they're updated.

If they don't you have the option to submit a complaint.

If that fails you could take the matter to the Information Commissioner.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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