car finance success
 
Notifications
Clear all

car finance success

28 Posts
10 Users
0 Reactions
10.8 K Views
(@upstream)
Reputable Member
Joined: 14 years ago
Posts: 251
 

Yes, I was open about it. The salesman said it wouldn't be the first time something like this had gone through. Looking forward to driving to work and not holding my breath to see if the car will make it all the way.

Glad that's over with....


   
ReplyQuote
(@twizzle)
Trusted Member
Joined: 13 years ago
Posts: 99
 

Excellent news upstream, you can breathe easy now -:)

Completed 3yr TD Sept '12 discharged Sept '12. Trustee discharged Jan '13
Building up savings.


   
ReplyQuote
(@upstream)
Reputable Member
Joined: 14 years ago
Posts: 251
 

Just had an email from the high street bank to say after further checks they are withdrawing their offer (even though I had already declined it). I guess Black Horse can't do the same since I drove the car to work today.......

Glad that's over with....


   
ReplyQuote
Mark McFadyen
(@mark-mcfadyen)
Famed Member
Joined: 16 years ago
Posts: 4798
 

Hi upstream

Ha! I've now got visions of someone chasing the car along the road after you!

Mark

Mark is not posting regularly in the Trust-deed.co.uk forum.


   
ReplyQuote
(@upstream)
Reputable Member
Joined: 14 years ago
Posts: 251
 

Don't even joke about it. Just had a missed call from the car dealer. Was sweating till I called them back and they told me they were just calling to see if everything was ok with the car!

Glad that's over with....


   
ReplyQuote
Mark McFadyen
(@mark-mcfadyen)
Famed Member
Joined: 16 years ago
Posts: 4798
 

probably wondering if the free snow shovel has arrived!!

Mark

Mark is not posting regularly in the Trust-deed.co.uk forum.


   
ReplyQuote
David Tannock
(@david-tannock)
Famed Member
Joined: 12 years ago
Posts: 2581
 

Hi Upstream,

I had that same call a number of years ago when I purchased a new car from a main dealer. A couple of days after having the car I noticed the number was the garage and panicked thinking something was wrong.

It was all part of their customer service follow up. 1 year after having the car I had the same phone call but this time it was to try and talk me into trading the car in to upgrade.

David is not currently posting in the Trust-Deed.co.uk forum


   
ReplyQuote
(@mapleleaf)
Trusted Member
Joined: 15 years ago
Posts: 73
 

Just to add to the success stories. I was accepted for car finance with Arnold Clark, 9 months after my TD finished.

The APR was maybe slightly higher than if I had a clean record but I thought 11% (on an ยฃ8,000 HP deal with a ยฃ600 deposit) wasn't too bad all things considered.


   
ReplyQuote
TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi mapleleaf.

The rates offered by some of the sub-prime lenders are off the scale compared to 11%.

Glad it worked out.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
ReplyQuote
(@upstream)
Reputable Member
Joined: 14 years ago
Posts: 251
 

I had yet another missed call from the dealership yesterday and, yet again, presumed there was an issue with the finance. Shows how nervous I am about using credit again. Turns out there had been a mix up at Arnold Clark and they had put my registration on an identical, but wrong, car with a different chassis number to the paperwork, and I had been driving that about for nearly 2 weeks. I had to take that car back and exchange it for my actual car. From being in credit rating hell to having 2 brand new cars in 2 weeks! [8D]

Glad that's over with....


   
ReplyQuote
TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi upstream.

That's quite a story!

Which one do you prefer?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
ReplyQuote
(@upstream)
Reputable Member
Joined: 14 years ago
Posts: 251
 

They're bith exactly the same. But, I handed the first one bak manky with no petrol and drive away with a shiny one full of petrol!

Glad that's over with....


   
ReplyQuote
(@skintally)
Estimable Member
Joined: 14 years ago
Posts: 226
 

Wow that's nuts upstream. Lucky you. We had a car a few years back and the dealer put the wrong registration plates on it. Not paying much attention, we never noticed for two years until we were getting new tyres. The guy in the garage put the reg onto his computer and it thought we had a BMW. It was a nice wee fiesta that we had but it was no BMW lol

SkintAlly


   
ReplyQuote
Page 2 / 2
Share: