Hi richlaw666 and welcome.

This may be OK but you may wish to check with your potential trustee that they will be happy with this.

You'll also want to consider whether having a new HP payment just before a trust deed is something that either your trustee or creditors might frown upon?

Also, will it reduce your disposable income in a way that might jeopardise the chances of your creditors allowing a trust deed to become protected?

Finally, have you got an offer of car finance already?

This may well not be impossible for you to do but I think there are some things to think about and some people to speak to first.

i did get an offer for the current car and seen a car i feel would suit me with low payments ill speak to trustee to find out, if not could i sell the car and buy a car at the same price as what i would get for the current car oh and if i did sell the car the person i sell it too would not have it taken off him would he

So long as the loan used to purchase the vehicle was "unsecured" there should be no problem for any purchaser of your car.

If your potential trustee has told you that this loan will be going into your trust deed it does sound like it's unsecured (as opposed to being hire purchase for example).

its def going into the trust deed and not hp or secured thanks

How much is the car worth, richard?