Hi Folks....Wife has had an accident in her car of which it was on finance, and it has subsequently been written off. What was owing on finance is what the car is worth, therefore we need to get another one. Her father has kindly asked us if we would like to borrow the money off him. Is there a limit that we are allowed to borrow without it becoming an asset as such?...he has offered us £3000....any help with this would be kindly appreciated.