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Scottish Trust Deed Forum
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Topic starter
16/10/2013 11:33 am
How long after discharge from a trust deed would a bank consider a person for a not-basic bank account? I'm very happy with my Co-operative bank account, but just wondered when I might be able to 'upgrade' it?
Topic starter
16/10/2013 11:34 am
I don't want overdrafts etc, I should point out, it's just that some full service accounts offer better benefits.
16/10/2013 11:51 am
There's no single answer to this question I'm afraid tanyadm.
Each bank will take their own view and presumably your credit status at the time will play a role as well.
As such you'll only find out the answer (as it applies to you) by applying for an account and waiting to see what the response is.
Hopefully some members will be able to share their own personal experiences of this with you.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
16/10/2013 8:04 pm
Hi, I am with coop and spoke to them when my trust deed stopped, there answer was that it would probably be around a year before we could even consider an up grade on our account.
Hope that helps 🙂
16/10/2013 9:00 pm
That's useful info to know, Bravator - thanks. Maybe you could drop in again to update us at that point?
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
