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Banks & their loans you included in TD

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(@martin)
Active Member
Joined: 13 years ago
Posts: 17
Topic starter  

Hello

Most of my Trust Deed was made up of loans, credit cards & overdrafts from Royal Bank of Scotland & HSBC.

When im discharged from my trust deed in july, will i ever be able to get an account & products from these banks again or will i be barred for life from them?

many thanks

martin


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

That's up to them martin, but I doubt that they'd seek to ban you for life given that you could quite probably turn into a good customer of theirs again in the future.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@martin)
Active Member
Joined: 13 years ago
Posts: 17
Topic starter  

oh ok then thats good to know thanks x


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

Whilst they will keep their own records for longer than the 6 years things stay on credit files companies will no doubt be glad of your custom again in the future.

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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(@martin)
Active Member
Joined: 13 years ago
Posts: 17
Topic starter  

thanks guys


   
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