Hi snuf_88

The Debtors Scotland Act has a list of essential items that cannot be taken from you. These include almost all everyday items in your home, including TV's, computers etc. If you look at the Accountant in Bankruptcy's website, you can see a Debtors Application- page 18 shows the exempt items. I have never known anyone to have goods removed, so don't worry unless you have very expensive painting or antiques etc.

well no antiques anyway! thanks for your rapid response 🙂

Hi Shona!

could you send me a link for that website as i can't find it..

thank you 🙂

Hello snuf_88.

To read it in the original format go to AIB.gov.uk. Then click "Are you bankrupt or facing bankruptcy"(in the middle of the page), then "Debtor applications" (in the Quick Links to the right of the page), then the "debtor application pack" (link in the text of the page).
Go to the page marked as 18 on the document itself and you'll find the list that Shona mentions there.

It currently states:

"The following are examples of essential items ONLY in so far as they are reasonably required by you or a member of your household:

Children's toys, medical aids or equipment;
Tools of trade or educational books or equipment not exceeding £1,000;
Clothing, beds, bedding, household linen, curtains and floor coverings;
Food, cooking equipment and kitchen utensils;
Refrigerators, washing machines and microwave ovens;
Chairs, settees, tables and other furniture;
Lights, fittings and heating appliances;
Articles used for cleaning, drying, mending, or pressing clothes;
Articles used for cleaning the house and safety in the house;
Tools used for maintenance or repair of the house and household articles;
Computers and accessory equipment;
Radios, telephones and televisions."

Thanks for that TDA.

Snuf_88 I hope TDA's post answers your questions.