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14/04/2011 11:04 am
hi there, with regards the above i have a electron account and am thinking of becoming sequestrated.would my bank freeze my account? has anyone any experience of bank of scotland doing this? havent any savings etc.. i get paid next friday and dont want my wages affected.
clydebank f.c.
will never die,
who are airdire anyway?
14/04/2011 11:22 am
Hi Bankiestillidie
I noticed that you have only recently signed a Trust Deed, is there any reason that you would want to become sequestrated instead?
There is no definitive answer re your bank account. Personally I find Bank of Scotland are one of the worst offenders for freezing bank accounts, whether you have any other debts with them or not, however you may be one of the lucky ones!
Julie
Julie is not currently posting in the Trust-Deed.co.uk forum.
Topic starter
14/04/2011 11:40 am
thanks for that julie, yeah trust deed is fine for me just looking at the bigger picture. cheers
clydebank f.c.
will never die,
who are airdire anyway?
14/04/2011 9:36 pm
bos were fine with me despite my IP telling me to change accounts causing me loads of stress even after me telling IP they said it was ok!
good luck
15/04/2011 2:49 pm
bank of Scotland froze my bank account but continued to charge hundreds of pounds in overdraft fees etc. Any money that went into my account was not accessable to me and the bank used this to clear the overdraft. I eventually got a cheque in from them approx 4 months later of the money that went in excluding the amount that was used to clear the overdraft.
My advice is have a new account to move all of ur wages etc into before annoying the bank of scotland.
