Hi all,

Looking for some general advice if possible, before going down the official route. I have between £13000 and £14000 of unsecured debt spread along a loan, 2 credit cards, an overdraft and a store card. This has accumulated scarily fast and I have reached the point where steps need to be taken to deal with this. I have struggled more recently as I was on long term sickness with my work and am now paying back arrears on my repayments in addition to my repayments.

Also, due to my health I have been struggling to perform to my best in my workplace and have subsequently handed my notice in. Probably completely the wrong financial decision, but I just had to think of my health. I am in the process of applying for jobs at the moment, but I suspect any other job would offer a reduced salary to what I am on at present. I have been applying for jobs non stop and have had some interviews but I am trying to work out what the best option would be to take the pressure off paying such a large chunk of my salary to unsecured debts, and what will happen if my earnings fall when I gain new employment? I have looked briefly into a trust deed and was wondering if anyone could shed any light on things since I voluntarily left my job.

Any help/advice would be greatly appreciated.

Thanks all [:)]