Notifications
Clear all
Scottish Trust Deed Forum
6
Posts
3
Users
0
Reactions
1,231
Views
Topic starter
13/08/2013 9:52 am
Today I received letter from one of my former creditors telling me they owe me £700 following overpayment asking me to get in touch to get it back. I have been released from my t.d months ago so I guess the question is am I entitled to take this money or does it technically belong to somebody else ?
13/08/2013 10:17 am
Hi dsx701
It could be complicated! Is the overpayment from a dividend paid to the Trustee? If so it should go to the trustee to be dispersed amongst your creditors.
If your trustee has been discharged then they have no authority to interact with the funds and these, I guess, would be yours.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
Topic starter
13/08/2013 10:26 am
Its basically from a credit card I had years ago saying they have reviewed the account and there has been some kind off overpayment I have called them and claimed it back I guess if the trustee has an issue ill soon be hearing from them in the meantime it will be nice to have sitting in my savings account
13/08/2013 1:27 pm
Hi dsx701.
Have you been formally discharged from the trust deed?
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
13/08/2013 6:58 pm
Hi yes I have been officially released 🙂
13/08/2013 9:43 pm
Was this card included in your trust deed?
I'm wondering if they might have sold the debt and then received a dividend.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
