Yip they are a nightmare sometimes, worst thing is after paying the Bill one of the cats went missing and never came home so feel like we don't even have anything to show for her £350 bill alone just have to hope she is alive somewhere as she had broken the bottom of her back and we couldn't not pay and help her, felt bad that we had to discuss at one point putting her down she was only one and we just couldn't do it, the trust deed were fine with it and we provided receipts as we had to take a payment holiday, we are just hoping the offer of settlement is accepted and we can repay family instead it would be a lot less complicated, my hubby works in the oil so job isn't gauranteed indefinitely and I don't work, the offer is slightly less than outstanding as my family member felt fees may be able to be reduced due to ending 18 months early I also don't have any income now so just have to keep our fingers crossed and see what Happens

To add our fees are as follows
For trust deed paying £8190 the fees are £5847 and for other £7605 fees are also £5847 do you think they might accept to lower their fees by roughly £600 for each trust deed and accept the offer ? The trust deed would be finished 18 months early also .
Amount payable to creditors was £4101 altogether and with the payments we have already paid plus settlement offer we would have paid £14600 which means trust deed company would still get £10499 fees from the combined trust deeds

All you can do is ask - sounds like a reasonable offer to me...

My current vets bills are over 6k my puppy was assaulted by a neighbour got court case and other things Still to go through to try put it to bed x