I'm just back from a lovely afternoon shopping with my little one. It's her birthday next week and I was getting her some summer clothes. She sensed something different about this trip, probably the massively reduced use of the word no. Having the opportunity to spend some money freely felt great but the best bit was the only plastic involved was my debit card and knowing that I am only spending what I have/can afford. I would definitely say my TD experience has changed me and I won't ever be back in the darks days again. Roll on the form 5!
What a lovely post.
As someone who is hoping to complete their TD obligations in the near future I hope that I can be having a similar experience as yourself.
I wish you all the best for the future.