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Topic starter
10/06/2019 4:10 pm
Hi All
**UPDATE**
My mortgage lender has now removed the indicator from my mortgage account:) i am absolutely delighted at this news today !!!!
whether i stay with them now is another thing, but so happy my persistence paid off!!
Nells99
Elaine McCall
10/06/2019 10:18 pm
That's great. Hats off to you for your persistence, but also credit to your mortgage lender - a bit of flexibility and fairness for a change rather than the usual "computer says no" attitude!
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
11/06/2019 9:36 am
That's fantastic news. as Kevin said nice to see the lender adopting a sensible approach in these circumstances. Hopefully this will allow you to go on and secure the additional funding you need.
David is not currently posting in the Trust-Deed.co.uk forum
11/06/2019 11:31 am
As Kevin says credit to them for flexibility, I went into the branch to talk to them about a mortgage after having been with them for about 8 years and ended up switching accounts because they said the would not lend to me.
Take a look at the first page Question 17, they must have considered your history with them
26/06/2019 5:26 pm
Hi all
**update**
Santander still turned me down for additional borrowing, after me doing what was asked by their mortgage advisor !
I decided to take the advice from you guys. I called L&C mortgage brokers through the money expert website. I am pleased to say that I got accepted with the Halifax #128513;.
I highly recommended L&C. Can’t believe how stress free this was !
Nells99
27/06/2019 9:16 am
That's very good to hear nells99.
Mortgage brokers can make things much easier when people don't have perfect credit histories.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
16/07/2019 7:52 pm
Hi
Happy ending update !!!!!!!!!!!!!!!!!!!!!!!!!!!
I took the advice that you all gave and went with a broker, uks no1 online broker L&C. . The process was stress free and I got the additional borrowing also !!
I can’t recommend L&C highly enough Friday on start to finish !
Without the advice on here I would have just remained with my current lender so glad I didn’t as I got a better deal !!!
16/07/2019 7:54 pm
Opps sorry didn’t realise I posted before on the update ! Excitement getting the Better of me !
16/07/2019 8:57 pm
That’s fantastic news nells99 and thanks for coming back onto share the update.
It’s exactly why we always encourage people to seek second opinions.
David is not currently posting in the Trust-Deed.co.uk forum
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