Hi, My 36th payment on our Trust Deed will be February 2016. I'm with Creditfix. In your experience should I be contacting them to confirm everything is in order? Or do you think they will contact me in due course? I was made redundant during the TD and had to reduce my payments accordingly. It's been a real struggle at times to make the payments but we have always paid them. Could Creditfix extend the TD to make up for the difference in payments ? I don't know whether to contact them or not or just wait and see. I just want to see a light at the end of this very dark, skint tunnel ๐
I think you should contact Creditfix and ask them to confirm the situation, then at least you will know what their thinking is rather than just hoping for the best.
It is possible that they might seek to extend the Trust Deed to compensate for the reduced payments, but then again they might not. Was there anything said at the time about extra payments?