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Thanks alot for the advice T.D.A & K.M Ill need to talk to my fianc?®e about all of this and take it from there, just dont want her worrying more ...

Nothing is owed on the joint account. I put together a rough Budget to work out where all our spending is going and when its down on "paper" so to ...

I think the simple way of it is - we get £2000 between us a month, we spend £1800 on all bills/debts, - £500 is to her debt, I pay £139 to my own loa...