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Hi again, Found this on the forum from a year ago. Explains it clearly for me and concerns me also. I have asked the Trustee to check for the ...

Hi Chris I'm not sure what you mean here? I havent defaulted on any mortgage payment. Do you mean that they could call in the mortgage (£129k) or r...

Hi, thanks for the responses, most helpful. The Trustee said "The letter will automatically list all accounts within the dept that is contacting yo...

Hi, thanks for the response. I hope so too.

Hi, the letter is from RBS Credit Management Services, its the first one from the bank. It lists the accounts I had and states the 'total amount due' ...