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Thanks for all your help Paul, I will look that up but I don't think we have been discharged because of the letter saing about being mis sold ppi befo...

We personally feel that kpmg have not been that interested in us. They have never asked for any bank statements etc even after we told them about the ...

Your right Paul the shortfall did become unsecured.

They told me that the mortgage would be paid first then whatever was left would would be divided between the secured loans

The house was sold and was used to pay off the majority of the secured loans on it

That's right Paul, our home was sold and we went into rented accomodation

thanks Paul, I will take your advise and phone the trustee on monday