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Thank you mark for the advice it is very true. This is all very new for me and it's not very straightforward. This may siund a little silly but who ...

So do you mean that I would have to pay for these valuations upfront? I would be happy to lose the rented flat with most eqity to help solve the prob...

thanks for your speedy reply. I have around ?ú60,000 of unsecured debt. the man who I saw today said that I would have to get my own valuation of th...