Voice of Reason
@voice-reason
Estimable Member
Joined: Nov 16, 2012
Topics: 0 / Replies: 106
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RE: last payment due and review requested

Almost certainly just an administration error. The first person you should speak to is your case administrator who should be able to clear up the matt...

12 years ago
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RE: anyone help with what this means?

It's a copy of a letter sent to creditors. Detailing the claims which have been accepted or rejected and therefore the level of dividend they will be ...

12 years ago
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RE: Trust deed

If you click the Trust Deed firms button at the top of the page their is a list of Insolvency Practitioners who may be able to assist you. It's always...

12 years ago
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RE: Trust deed

It is common practice but there are plenty of Insolvency Practitioners based in Scotland (and Glasgow in particular) that you could approach directly....

12 years ago
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RE: How will windfall effect my trust deed

If you did not know or expect the windfall, in what way do you feel that you were given wrong advice?

12 years ago
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RE: Borrowing before entering a trust deed.

In answer to your question, you would be breaching s.19(3) of the Bankruptcy Act by making the false statement to your Trustee about available assets,...

12 years ago
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RE: Proposed Changes to Trust Deeds

I find it interesting that a trustee in a Trust Deed has a requirement to show that it is the best option despite no such requirement for DAS or Seque...

12 years ago
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RE: LILA

Primarily you are looking at property, vehicles and policies/shares etc. The vast majority of household assets are excluded. There is a good gui...

13 years ago
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RE: Coming To The End - Car Value Question

I would certainly say that you haven't been misled as the quoted passage seems quite clear. One thing to bear in mind however is that the de-minimi...

13 years ago
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RE: 3 years down the line what next

Once all of your obligations are met your Trustee should issue you with what is known as a Form 5. This is formal confirmation of your discharge. T...

13 years ago
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RE: Treasurer

I would ask for a copy of the Charity's constitution and review it prior to taking the appointment. It may contain restrictions on office holders who ...

13 years ago
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RE: Mercers PITA

Have you sent your IP the letters you have been receiving? They should contact Mercers on your behalf (and any subsequent debt collecters)

13 years ago
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RE: advice to default from DAS or not

What is the level of your outstanding mortgage lee1969? The comparison of that with the value of your property will be the vital thing in determining ...

13 years ago
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RE: equity payment

Each individual Insolvency Practitioner is regulated by a body such as the Institute of Chartered Accountants for Scotland (ICAS) or the Insolvency Pr...

13 years ago
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RE: How long does it take?

Bear in mind as well that in some cases the Trustee will no doubt have to take the complaint to the Financial Ombudsman. With the amount of PPI claims...

13 years ago
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