Voice of Reason
@voice-reason
Estimable Member
Joined: Nov 16, 2012
Topics: 0 / Replies: 106
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RE: Creditor payments

It is entirely normal and nothing to be concerned about. Historically creditors received a single dividend payout at the end of the Trust Deed term. I...

7 years ago
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RE: PPI claims after a Trust Deed Northern Rock

You would be in the same position Firewalker. It is not the fact of whether the debt existed at the date of your Trust Deed that is material. Rather t...

8 years ago
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RE: Trust deed fees.

Were you told this by the Trust Deed company themselves or were you introduced to the Insolvency Practitioner but a third party such as a debt managem...

8 years ago
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RE: What does form 5 mean?

Form 5 is your individual discharge from the Trust Deed so it is then that it was completed. Any inheritance acquired by you now would not be required...

8 years ago
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RE: Form 5

Yes, he should have received his Form 5 ahead of the Form 6. Was it not enclosed with the letter he received? If not, just phone up the insolvency ...

8 years ago
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RE: Early settlement

I believe that the individual you spoke to will be referencing the fact that under the current regulations you can only settle the Trust Deed early if...

8 years ago
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RE: AIB Register

Yes, it is completely separate from credit reports. Details of your insolvency will fall from the register 1 year after your Trustee's discharge.

8 years ago
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RE: High failure rate firms

Hi Iainvr4. IN the event that you have already received your Form 5 then your Trust Deed would not fail as you have already met your requirements and ...

8 years ago
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RE: Extension to trust deed

It's not possible to answer this without further information unfortunately. Extensions are usually as a result of the Trustee being required to realis...

8 years ago
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RE: Joint and several overdraft

Agree with Candlewick. As far as I am aware the Partner would have something called a Subrogated claim within the Trust Deed. Should that be the ca...

8 years ago
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RE: Review

Different firms have different procedures but a pre closure review of this type is certainly something a number of insolvency companies carry out. As ...

8 years ago
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RE: Harassed by creditors

Your creditors will have received both the initial proposal and confirmation of protection by this stage. It is not unusual however for that inform...

8 years ago
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RE: review - annual or 6 monthly carrington dean

Would this not be a question for your case handler at Carrington Dean?

8 years ago
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RE: Lump sum pension

I would have to disagree with TDA slightly here, and say it would be a little more complicated than that. Your pension would likely not be classed ...

8 years ago
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RE: Help

Good Afternoon I assume from the phraseology that your case may pre-date the new regulations. Can you confirm when you signed a Trust Deed? Typi...

8 years ago
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