As long as you've kept to your part in the agreement, you shouldn't have to worry about that.
If you check the accountant in bankruptcy register online you can check to see if you and your trustee have been discharged. Once you get discharged y...
Hi JohnD. I applied for a Vanquis card but was turned down. There are loads of cards out there for people with bad credit though so don't be put off i...
Sounds like a middleman. Avoid and contact a couple of firms yourself. I never used any of the firms that are endorsed by the site but everyone that u...
I was referred to a firm through a middleman and, although it turned out to be pretty pain free, my TD lasted longer than it should because the high f...
There are no rules against getting credit while in a trust deed but, because of your credit score when you're in one, the rates offered tend to be ext...
Well done, Cal! The £339 I would normally pay to my TD is still sitting in my account. I'm scared to touch it!
As a teacher I can categorically confirm a Disclosure check is solely to confirm any convictions you may have. An enhanced Disclosure check also shows...
Congratulations! Enjoy the extra cash. My salary normally goes in and TD payment comes out the same day. Today is the first time in 42 months that tha...
My advice would be to be honest with your parents. You may be surprised at how understanding they are. I started out by keeping it from my mother but ...
Still enjoying the warm glow from getting mine a couple of weeks ago. Welcome to the club, Thickasmince!
Be quick with your help to buy application next year. I read in the news the other day that this year's allocation of cash has run out already!
It's not impossible to get credit while you are in a TD. Most responsible lenders would turn you down because of your credit history but you may get a...
Am I right in thinking that it is the original creditor you have to write to, or is it the debt recovery company that currently has the debt? I had an...
Thanks TDA. I'll start searching for data controllers at the relevant creditors and send off some letters.