upstream
@upstream
Reputable Member
Joined: Nov 15, 2011
Topics: 27 / Replies: 224
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RE: Dilemma

Hi Nemo. There does seem to be a wide variety of experiences on here. For my own part, I secured finance through Arnold Clark for a pre-registered new...

9 years ago
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RE: 6 years since signing

I signed a TD exactly 6 years ago today. I'm looking forward to next month's credit report when, hopefully, the TD will have fallen off. I'm always ne...

9 years ago
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RE: Lease or Buy a car after Trust Deed

I was upfront with Arnold Clark and secured finance 6 months after getting discharged. Brand new pre-reg car and a normal APR. Worth a punt....

9 years ago
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RE: credit report mystery?

Really? I was referring to the red circles. October it is then! Thanks, Firewalker!

9 years ago
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RE: credit report mystery?

I'm in the same boat. Discharged in July 2014 but my Noddle score is only 563 and rating 2/5. I was hoping when the TD falls off in October this year ...

9 years ago
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RE: tarred by association?

Thanks for your thoughts, Firewalker. She will be back in the country in a couple of weeks, leaving my boys with me until September while she sets ev...

9 years ago
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RE: tarred by association?

On Noddle, there is a connection with her by IDEM Capital Securities from 2002 when we originally bought a house together; however, the 'confirmed' da...

9 years ago
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RE: tarred by association?

Unfortunately, we did. 2 joint current accounts with overdrafts that were part of the Trust Deeds, a joint mortgage with a shortfall after a repossess...

9 years ago
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RE: Last payment made - woohoo

Well done on completing your TD. I can honestly say logging in to my online banking to cancel that Direct Debit was one of the happiest actions I hav...

9 years ago
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Replies: 8
Views: 4277
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RE: Statute Barred Timeline

I doubt she's looked up what the reference agencies hold about her, Firewalker. She's still 'head in the sand' about it all. I'm not really looking in...

9 years ago
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RE: Statute Barred Timeline

Yes, she was discharged from the TD, Kevin, but not from her debts. I'll pass on all of the info everyone has given me and she can make a decision fro...

9 years ago
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RE: Need a House

Go to the letting agents and be honest with them. You may find it's not an issue. I was in a similar situation after my house was repossessed. The let...

9 years ago
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RE: Statute Barred Timeline

I don't know if any decrees have been made against her. Having been in the Middle East and Africa for the last 6 years, I don't think she would know ...

9 years ago
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