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thanks very much. the whole credit file thing is a nightmare. funnily enough Lloyds sent me a cheque for £25 for having to chase them up about this....

Trsut deed asst...you do ask difficult questions! Thanks for your reply. I am thinking along the lines of cleaning up me credit report and think t...

hi, thanks for your reply. my understanding was that you should have a certain amount of debt for a trust deed to be in your best interests but to ...

hi, thanks for your reply. what should i be saying to creditors? i have been sebding mail recorded delivery and still being ignored. also, th...