Hi 1985debt. Your bankruptcy payment is based upon affordability so, all other things being equal, your payment would reduce if your income fell. O...
Hi jojo93, People repay the full amount that they owe with DAS. However, not all of that money goes to their creditors. A percentage is used to cov...
Hi jojo93, Why is it that you're considering paying an extra amount? Is it to do with your credit file in the future?
Welome to the trust deed forum trusteej. I'd expect that a further review will become due in 2022. It's also possible that your trustee will wan...
Hi Mastyk, It's probably going to make sense to defer doing anything with your home until after you have both been discharged, if that works on a p...
Hi Mastyk, I'm afraid it's very unlikely that a mortgage lender will offer extra lending to you while you're in a trust deed. Even if they did, you...
Welcome to the trust deed forum Leighboyd1. You will receive the surplus funds, but it's important to understand how that surplus is calculated. ...
Hi Stock565, I'd suggest making a formal complaint to them about this and requesting that they change their decision. This could result in someo...
It's two trust deeds. Mentioned in a previous post.
Hi BMC, Your trustee might well be fine with this given the explanation that you are providing. You'll definitely want to run it by them though ...
Hi BMC, I thought it was a bonus for keeping the previous car in good condition that could be used by the recipient for any purpose of their choosi...
Hi Cheryl2021x, It sounds like you're almost done. As Kevin mentioned it becomes official once your discharge has been updated on the Register of I...
Hi SmithyJ, Usually your trustee could discharge you while they carry on with any extra work (like PPI) connected to your case. I do wonder whet...
Hi CIF, Congratulations to you. It must be an enormous relief to be able to deal with your debts while continuing to service your mortgage in the s...