TDA (Debt Adviser)
TDA (Debt Adviser)
@tda-debt-adviser
Illustrious Member
Joined: Feb 23, 2009
Topics: 68 / Replies: 13524
Reply
RE: Credit file

Hi gpnk84, The balances should have been amended to zero when you were discharged. Default notices (which should have been issued at the time yo...

4 years ago
Reply
RE: Accidental credit check

Definitely not an issue BMC. As already mentioned by DBHA21, a trust deed places no general restrictions on the use of credit and credit searches a...

4 years ago
Reply
RE: Getting out of a trusted

Hi Trusted186, Your trust deed is legally binding upon you and your creditors. I'm afraid it isn't possible to start paying your creditors directly...

4 years ago
Reply
RE: looking for new bank account

Hi tigh, Pretty much all banks now offer basic accounts to people irrespective of their credit status. I'm sure you'll be able to quickly arrang...

4 years ago
Reply
RE: looking for new bank account

Hi tigh, I think you'll only find out by applying for the account. Unfortunately I cannot remember this topic being discussed here any time rece...

4 years ago
Reply
RE: Confused

Welcome to the trust deed forum Patsy. You should check with your trust deed provider whether they might want any further contributions from you. T...

4 years ago
Reply
RE: moving to New Zealand

Hi Foxxymelons, I guess there are two main issues to consider here. Firstly, you can move abroad during a trust deed. Your financial situation w...

4 years ago
Reply
RE: DCO after Bankruptcy

Hi Justaman23, I think it's entirely reasonable to request that they provide you with a copy of the income and expenditure so that you can assess w...

4 years ago
Reply
RE: PRA group default notice date

Welcome to the trust deed forum CREFree. I don't know if you've seen it already, but sections (06) and (07) in the following article might be helpf...

4 years ago
Reply
RE: Period between TD ending and discharge

Hi kscosmos and welcome to the forum, I guess it's possible that your trust deed could be extended if you've failed to make your trustee aware abou...

4 years ago
Reply
RE: Trustee Discharge vs Debtor Discharge

Welcome to the trust deed forum sage17. It's an IVA (similar to a trust deed in the rest of the UK) where your details get removed from the registe...

4 years ago
Reply
RE: Last few months of Trust Deed

It's a good idea to get in touch with them. Hopefully they'll be able to provide you with an expectation as to how long their work to discharge you...

4 years ago
Reply
RE: Last few months of Trust Deed

Welcome to the trust deed forum DanDoyle87 and thanks for your kind words. I guess the technical answer is that it ends (for you) once you have bee...

4 years ago
Reply
RE: Changed job

Welcome to the trust deed forum question. Your payment is based upon an affordability calculation. This is basically your total income minus your b...

4 years ago
Reply
RE: CMS DEO

Welcome to the trust deed forum KevD. These really seem like questions to put directly to your trustee. I'm afraid we don't have any insight into w...

4 years ago
Page 14 / 907