Thanks Mark, and TDA, this was what I thought to be the case initially - and indeed, it is what RBS credit management team told me in early October...
Yes, Barclays and Halifax as well. RBS have set off the PPI refund to clear that debt, and are sending roughly £585 back to my IP, to do with what the...
Oh no, I don't have it - they are sending the leftovers to my former IP, and the dividend, because they haven't used it, and the PPI wiped my debt to ...
Thanks TDA, I emailed my IP at FD earlier to tell them the bank said they are sending them the surplus AND their dividend back - what a mess!
I am actually wishing I had never filled in the PPI form. Got a text to say payment had been made, phoned the PPI team who told me that I had to sp...
Oh, and another particularly weak argument from RBS (in response to my point that the ability to reclaim PPI could have been brought to my / the trust...
Well, good luck, Scoop - let me know how you get on. I'm still waiting to find out if I'll get the surplus from mine, or the statutory interest. The f...
The thing is, that although the PPI payouts are happening now, the actual PPI money existed prior to and during the trust deed period, so that is thei...
I'm really sorry for your loss. x Would you, or his family, maybe qualify for a funeral payment? x
Also, the experts here will know better, but my understanding of "unfair preference" is that any asset of the trust deed, including PPI refunds, shoul...
I agree Scoop. I personally feel that all of their calculations should be done before there is any offer letter. I.e. so that they are saying "We are ...
Credit management services are on 08453660232 or 08458351922 (insolvencies) though, but it's the payments team who are responsible for the distributio...
Hi Scoop, RBS won't pay you the money, even if you're discharged and it was written off - they'll reactivate the debt and use your PPI to set off a...