Well.....I had frontloaded, single premium PPI - therefore the PPI was ALL paid prior to being in the trust deed, and, in fact, had it not been sold, ...
Neelia - another point to note is that they may tell you that the trust deed element won't delay things - that is incorrect. If they do send the PPI r...
It really is. I normally hate complaining to institutions, but in this case, when nobody gave me a straight or consistent answer, it seemed necessary....
It probably helps to have a trustee fighting your corner even after you've been discharged! Really good of them, seeing as there's not anything in it ...
I'm really surprised (but pleased for you!) to hear this, as it is entirely against RBS set off policy, regardless of how long has passed since discha...
Progress, of sorts! So I wrote to RBS last week to complain that they hadn't claimed their dividends from my trust deed. Insolvency team have now i...
Aside from the very specific particulars of this case, the problem with naming companies is that, for the most part - companies are usually only named...
Actually, that's the one thing they are not being sneaky about - they don't choose what to offer you. If they uphold a complaint, it's a straightforwa...
Also, I had only 9 months left to run on my loan when it went into the trust deed - and the amount was pretty much the same as the PPI premium (frontl...
The Ombudsman allows them to set off, even if you are discharged. There's a line RBS uses "At the time we owed you money, you also owed us money". I.e...
I think it stated in the offer letter to me that if there was live or historical debt, then it would be recouped from the offer. I also got a separate...
I'm afraid that McKenzie Stewart are most likely mistaken. I got an offer that was set off after discharge - of all the banks, RBS are quite terrier-l...
Well done on dealing with your situation, it's a scary thing to do, but definitely the best decision I made, rather than letting everything spiral com...
Well, the insolvencies person at RBS said that their 3rd party who deal with the dividends had been sending letters, presumably to French Duncan, chas...