Hi Kevin. Thanks for your reply. Yes it's a tough decision to make but it has to be done I realise that now. The emergency fund is just for my own pea...
Thank you! I'll let you know my thoughts once I speak further with the advisor. I appreciate all your input.
It is due to the fact it isn't a form of insolvency. Plus it won't affect any assets (just my car in my case). And it's only 7months longer than a pot...
To be honest I'm probably swaying more towards a DAS than a trust deed. I haven't been off the internet all night looking into it! Pros and cons of bo...
I have just taken a new account out and transferred all my direct debits over. I do have a car it's on PCP finance unfortunately I only entered it in ...
Swandog thanks for your reply. I have went through a pretty deep income/expenditure sheet with a Payplan advisor. She is calling me back Thursday to ...
My surplus income would be around £346.99. to put towards debt. I do owe around £19k - this is not an exact figure however it is roundabout this. I ...
Thanks again [:)] I have also been recommended to go into a DAS. Sorry to be a pain, but what are the main differences with these? Also, I know...
Thank you for your response! I have been on another forum and a lot of people have suggested starting an emergency fund before starting any repayme...