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Thanks guys. I called my Administrator today and explained the situation. It turns out because I will be able to make the payment before my next one...

Hi, just thought I would give you an update. Have spoken with adviser and I am now in process of getting documentary evidence to show my solvency at t...

Yes Kevin I shall be doing that. Evidence of my solvency would need to be supplied by my old bank, now a creditor of course, so I guess it would depe...

Hi, thanks for your replies. TDA, exactly, if I had been advised and/or given all information I certainly would not have agreed as this has increased...

Hi TDA, have now read the article on gratuitous alienations. I was not advised/informed if after the transfer my assets were greater than my liabiliti...

This is shocking. I thought TD was to help people but it appears not. Surely there should be protections in place also for the debtors, certainly when...

Hi in response to enquiries I made I was informed " you can purchase a vehicle on finance should you choose to do so but this cant have an impact on t...

Hi, haven't read article yet however I have gone through paperwork which states payment proposed at outset is what has to be maintained throughout so ...

Thank you. I will have a look at it

Hi, it was transferred to a family member who, morally, not legally, (long complicated story) was entitled to it at that value - morally was the right...

Thanks. I will re-read paperwork to double check although I know I was never verbally advised. Also, 2 year prior to any debt and TD I had transferre...

That's interesting TDA because as far as I was aware what I signed states what my monthly payments are and for how long thus in my simple mind this is...

Thanks TDA. Seems a bit unfair given if I wasnt in a td the PPI would have paid off at least 2 of the debts and I could have managed the others but he...