Sharon Toal
@sharon-toal
Estimable Member
Joined: May 22, 2018
Topics: 0 / Replies: 143
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RE: Car Equity at end of TD

I agree with Kevin. Check the initial creditor circular that outlined your proposal to creditors as this would have determined their decision a...

6 years ago
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RE: Final year

Congratulations Mags - nearly at the finish line. Once the final payment has been made, a Form 5 will be issued which is a certificate for discharg...

6 years ago
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RE: Change in rent

Hi KSM I would ask for your trustee to review your income and expenditure and provide details of essential expenditure such as gas and electricity....

7 years ago
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RE: Car query

I agree with the points made above. The trustee has a duty to ingather the value of the assets outlined at the start of the process.

7 years ago
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RE: Trust deed and new baby

Iilone The account you describe is a trust account. The trustee under the trust deed would have no interest in the account however just to make sur...

7 years ago
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RE: Mortgage

Kylewi I would recommend speaking to a financial advisor who will be able to assess your viability to obtain a mortgage. The decision is based on a...

7 years ago
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RE: Finally over

Congratulations on completing the trust deed

7 years ago
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RE: Data protection

Wildchild TDA is correct. There are many reasons why a trustee is required to hold onto information. One reason may have been awaiting the deci...

7 years ago
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RE: Protection Sucess

Hi Unknown Many Scottish firms are aware of the parameters of what is accepted by creditors in terms of whether a trust deed will achieve protected...

7 years ago
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RE: Payment increase/decrease throughout term

Morning Penny In my experience it is very rare that an individual would be asked to increase payments. Usually this happens if there is a materiali...

7 years ago
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RE: Looking for some advice

Hi Justaman It is also worthwhile mentioning that as part of the trust deed, your shares will be conveyed to the trustee and the trustee will have ...

7 years ago
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RE: Thanks - So far so good

Thank you for sharing your positive experience on the forum. Good luck for the future.

7 years ago
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RE: Unemployed on trust deed

Stephcmb89 , as TDA correctly advises the trustee is not entitled to pay contribution derived from benefits. If that has happened, please contact our ...

7 years ago
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RE: Mond case judgement 31st Oct 2018

Lets just wait and see - just a few more days then we will know the decision !

7 years ago
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RE: can i come out of my trust deed

Emma The best resolution is to speak with your trustee and ask for our circumstances to be reviewed. Any level of disposable income is assessed usi...

7 years ago
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