Great stuff! This is what I try to tell my clients when signing. This is what it's like now, but this is what it should be like a few months down t...
Hi Backontrack, Hopefully your last 9 payments will fly in! In terms of what happens next - just keep plodding through the last few payments, an...
Hi Domino. The income protection would not really have an effect on the payment. There is a procedure for dividing the redundancy/arrears/holiday wit...
Generally an earnings arrestment will fail a TD if the creditor does not agree to cease it, as this will likely remove all net free income used to con...
It appears the trustee will likely take the full amount, seperate of any arrears, as a additional asset. No harm in callin and bein honest if you woul...
Piper, I'm sorry to hear about this. If I understand correctly you entered in to a TD in 2010, correctly thinking that council tax arrears would...
Hi there, my first concern on obtaining a new vehicle during the trust deed would be how the monthly payments would be met? Would this jeopardise mont...
If there happens to be a PPI payout post trust deed and both parties have been discharged, then there is nothing the Trustee can do and the client wou...
Unfortunately the funds are required to go to the Trustee over and above the Trust Deed agreement. Some institutions send the money to the client howe...
Never heard if anyone getting rejected for insurance because I the Trust Deed but great to hear first hand after being honest to them. Good stuff!
I also think that with the IVA being the English equivilant to the Scottish TD this is realistically not an option for you at this time. As mentioned...
I think the points above are of great assistance. The best advice you can get for your particular query is that if other TD clients going through or h...
Could the property be surrendered to the secured creditor prior to completion of the TD? This will put the onus on them to sell it, and the TD may be ...
Amorphous, Congratulations on reaching this milestone. The end is in sight. The Trustee should have a note in their diary that you are approachi...
Absolutely the shortfall comes in to the trust deed. Any surrender forms should be read, signed and returned to commence the procedure. And shortfall...