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Mark Thanks for your quick reply. I wll give you a few more details and hopefully it will paint a more fuller picture for you. The lender is Nor...

Anyway, our TD is protected as of 5.00pm yesterday (at the additional £200/month). We will see how we get on keep you updated. I have to say, we ar...

Thanks for the reply SkintAlly The creditor who objects queried your monthly expenditure, things like fuel costs where deemed high by their guidlin...

TDA & Shona Thanks for your advice. If our circumstances changed for the better, i.e. no more car finance or one of us get a pay rise, then the ...