pingpong
@pingpong
Estimable Member
Joined: Jul 31, 2012
Topics: 3 / Replies: 125
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RE: Credit file - reporting

if you get the default date set to the date you were awarded your sequestration you files will be marked as default from that point onwards but they w...

8 years ago
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RE: Cleaning up my credit file.

Send them copies of the form 5 this will have the relevant dates, they will likely as for it if you don't send proof

8 years ago
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RE: How I got my mortgage after trust deed.

Chillypink everything should come off 6 years after starting your TD not the date you finished. All default dates should have been the day your signe...

8 years ago
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RE: Cleaning up my credit file.

The date you signed the paperwork (in your case April)

8 years ago
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RE: Credit rating

You just need to keep pushing them its not factually correct information, you can find the requirements hereIf you have already requested twice and gi...

8 years ago
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RE: Credit rating

Dave1966 the information posted on you file by Barclaycard is incorrect it should show as "satisfied" or at least "partially satisfied". I would writ...

8 years ago
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RE: Joint and several overdraft

For whats its worth, If you end up in court it would be worth while attending to avoid a decree being awarded and posted on your public records. fro...

8 years ago
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RE: Defaulted accounts on credit file after discharge

It happens all the time, the original creditor sells off a batch. In my file both appeared but it makes no difference to your rating which will be ba...

9 years ago
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RE: credit file after trust deed

I get what you are saying but would have thought that if it was marked as closed and settled then this would not have a negative impact on your file. ...

9 years ago
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RE: Bankrupt

Ah sorry it should read "I have been discharged" I was straightening things up, while I was still "not discharged"

9 years ago
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RE: Bankrupt

Make sure your file is correct check the dates etc. Clearscore is free(equifax) Noddle is free (Call Credit) and Experian 30 day free trial or £2 to ...

9 years ago
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RE: Credit record 10 months on from form 5

you can also contact the AIB about the date entry in the ROI

9 years ago
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RE: Credit record 10 months on from form 5

This did the job for me you just need to keep an eye on it to make sure they make the correct, corrections never had a problem they all updated very q...

9 years ago
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RE: Mortgage application concern

Many lenders will use the language; example from TSB "If the applicant has ever entered into one of the above arrangements within the last 6 years the...

9 years ago
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RE: Selling debts - question to the experts.

Keep an eye out that it does not hit your credit file. It would be fixed pretty quickly but you don't want to be caught out just in case the recovery...

9 years ago
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