The settled/partially settled date should reflect the date YOU were discharged. Don't worry about the red dots..... as long as your default date it...
you can get free services for credit reports to check your data Clearscore = Equfax MSE Credit Club = Experian Noddle = Call credit The dates ...
As long as it is marked as satisfied or partially settled it shouldn't really matter however, the original default date should be the same as the date...
I personally don't think you have too much to worry about. I might be wrong however, if there was an objection by one lender then it would only be ...
you can search most lenders criteria on line. I got a mortgage less that 1 year after discharge. Normally lenders require more that 6 years from ent...
The information held is part of financial product and it is data the data regulator in the UK is the ICO. I used them for an issue I had and they u...
If you are using a free site like Noddle they update scores once a month. Noddle are the harshest so you may have 1/5 from them until all defaults cl...
RBSB have you looked into asking your local authority to buy? There are schemes where this might be possible in certain circumstances
quote:Originally posted by Headwire [br]On the 14th March this year my Trust Deed will reach the 6 year mark so I'm expecting it to finally fall off ...
if you search "lenging critera {name of bank}" you will find what the intermediaries are required to provide from the clients. your lender incident...
Kwilliams87 don't wait till June! you can fix your credit files in a few weeks by writing to your creditors or calling them and asking them to upda...
It should come off 6 years after the date you started so if you had a 3 year TD and were discharged 2 years ago then it would be there for another yea...
Lesley you should make the complaint to the Information Commissioner's Office rather than the Ombudsman as it is a breach of the Data Protection Ac...
I would include the letter if you are asked. In many cases the credit check is to flag up any potential fraud rather that your credit rating, its rea...
If you have been discharged your public records information will reflect that and also all of your credit accounts should be marked as satisfied or pa...