Perdo1978
@perdo1978
Active Member
Joined: Aug 19, 2019
Topics: 2 / Replies: 11
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RE: Cheques arrived

I will be paying off my car finance

6 years ago
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RE: Cheques arrived

The ppi was taken out before trust deed. And I defaulted on the last loan just before entering into a protected trust deed. That loans PPi was also pa...

6 years ago
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RE: Cheques arrived

My only explanaituon is that branch closed down a few years ago. Perhaps the only kept the required 6 previous years customer info and binned the rest...

6 years ago
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6 years ago
Replies: 13
Views: 2478
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RE: RBS PPi acceptance

If thats the case, why didnt they dis lose my ppi money as an asset?

6 years ago
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RE: RBS PPi acceptance

As it states on the letter if I hqve or have had a trust deed, any ppi owed might be set off against it. I assume if I sign that then all bets are of...

6 years ago
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RE: RBS PPi acceptance

The money RBS might owe me. I assume I will need to argue that the trust deed extinguished the debt before I sign the acceptance form?

6 years ago
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RE: RBS PPi acceptance

A statute barred debt is one that can no longer be collected by a creditor due to the elapsed time limit laid down in The Prescriptions and Limitation...

6 years ago
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RE: RBS PPi acceptance

Can The Prescriptions and Limitation (Scotland) Act, 1973 be used?

6 years ago
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RE: RBS PPi acceptance

That only proves I had a trust deed. That wont give details of who my creditors were or amounts owed. I suspect they will need to have their own reco...

6 years ago
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RE: RBS PPi acceptance

They have records of my loqns from 13 years ago. I just assumed theyd have details of my trut deed from same period?

6 years ago
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RE: RBS PPi acceptance

I feel hard done by then. As my friend, who also couldnt pay his loan with RBS at the same time, just stopped paying it altogether. He received ยฃ8500...

6 years ago
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Replies: 16
Views: 2993