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so basically i would pay off all my debts , would the interest stop on these debts, would i have to change banks, how would it deal with my overdraft....

thanks i will look into the debt arrangement scheme, it just now i am living on my overdraft and cant get a loan i have a bad credit rating and also t...

house is not jointly owned. Just going by the prices in the area could maybe be worth more , could maybe afford about £250 per month to trust deed....