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Hi TDA. Yes, I do and I am aware of what you are saying. I manage them responsibly, and actually am about to ditch Vanquis and possibly Aqua as well. ...

David, No problem. My advice is to apply sensibly and in stages, such as I have done. I have been declined many times, but tried again in a few mon...

Hi worried me, I applied for credit cards just after I was discharged, and in 2 years after discharge I've been accepted for 5. In the chronoligica...

Thank you both. I know, they are using Australian email address.

Hello TDA & David, This is a Scottish bank reminding me of the river Clyde. So I have never asked this question as I assumed they know how Scottish...