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Congratulations - that a huge achievement. Well done !

Morning This is a difficult question and not one that can be answered easily. The definition of a dependent for higher education is different compa...

Morning There is nothing preventing you from running two basic accounts. There are a whole list of new internet banks that you should consider as w...

Hi Trusted The Trustee hands are ties so to speak. As TDA advised, the legislation doesn't permit early settlement unless the full debt is paid in...

Morning Congratulations - 2021 is sounding like an exciting time for you and the family. Your partner could apply for tenancy in their own name....

Morning GSmith Yes this can happen and I believe a substantial number of clients have been transferred as a result of this and letters sent this we...

Hello BMC If you have rental properties, you must complete a tax return each year to declare the rental income. Not wanting to complicate matte...

I agree with TDA There is a difference with gambling being a hobby opposed to an addiction. I would keep in in check for the reasons mentioned a...

I agree with comments made by Kevin and TDA. Many happy returns for when your birthday comes. P

Hi Rj40 You are correct that no benefit can be paid from benefits however it can be taken into account when assessing your level of payment with pr...

Alasdair Yes I agree with your comments however as Kevin said, the trustee has to balance what is best for creditors. If the situation arises ou...

Hello I am not sure if you can defer your state pension. Whilst a trustee cannot take funds from state benefits, it can be considered in assessi...

I agree with the points raised. As Kevin suggests, the likelihood of any changes are highly unlikely to happen in the foreseeable future. Google h...

Good Afternoon Steve Whilst the fees are agreed at the start of the process, it goes against the spirit of the intention behind the legislation. ...

Johnny TDA is correct. Any insurance company will carry out due diligence to ensure you are not subject to an insolvency process. Whether or no ...