Thanks Saabrina - I did think about this and while I'd like to buy a new telly or washing machine (!) we're going to set it aside and see what our IP ...
Some more good news today. I actually answered my first phonecall from one of creditors today and it went surprisingly well! But imagine phoning on Xm...
Cash all the way! Paul Agreed! I'll be withdrawing cash from now on. I plan to have individual savings pots labelled TV Licence, Car Insurance...
Another question now that I know exactly what is happening to my budget! I was reading another post on here about savings and contingencies. We have a...
Thanks everyone for your replies. It's nice to know there are others like us out there and we're all supporting each other. Hubby's salary apparently ...
Does it make any difference if you pay your insurance upfront? We never spread the payments over 12 months so if it's paid in one, surely it shouldn't...
quote:Originally posted by plasticdaft Yummmy a glass of chocolate sounds nice!!! Good luck. Paul Actually, it's not too far off the mark! I ...
I'm going to phone them first thing Wednesday and will be straight on here to update! After a (hopefully!) celebratory cake/glass of wine/chocolate!
quote:Originally posted by Trust Deed Assistant So long as this has been covered in advance with your trust deed firm it's hard to see why there shou...
Thanks Paul. Ooh, one payment - I bet that feels fab! Our first payment is in January so we've had a good reprieve for 2 months. No payments being pai...
Things have been very quiet lately. New bank account is set up along with DDs for various outgoings (mortgage, car etc.). Our employers have our new d...
My OH has a similar scheme with his employer and I think £50 a month is taken directly from his salary. We talked this over with our IP from the begin...
Hmmm, that worries me too. My OH has an outstanding TSB loan for about £1200 (this is included in our TD) - we've just opened a Cashminder account wit...
Hi Gillianr2, you've certainly got your hands full with this one! May I ask who your IP is? Just so people can avoid them! [:D] They don't sound very ...