Hope it's a warm one today!!
dp 1973, Do you have a current Landlord and/or Employer? Many Landlords will take a view on your stability and affordability based on these factor...
Depending on the figures involved, you could also consider renting your current home to another family whilst you have little equity in it. You won't ...
Anyone-why is Bankruptcy often referred to as a 1 year solution when payments continue in much the same way as a PTD? What actually changes after th...
No offence taken- I have had a nutter Landlord myself in the past as well as really good ones. I have had a wicked tenant the neighbours begged me t...
Hi, I was the Landlord posting about the reference process. I sincerely hope I never implied a view of a group of people in a TD as a stereotyped grou...
gillian, I had a panic recently as I had a prepaid mastercard from Cashplus, paid for the car hire online and then printed the voucher to read in t...
your honesty is refreshing charlie1958. Regarding future use of credit, I think we need to adjust to current lending being normal for the time being. ...
Shelter website has been a good resource re. understanding process and notices etc. When it comes to court outcomes, there is little information. Mayb...
No,the lender has never implied this, the adviser we spoke with did though on the basis that the lender would expect to 'get something' from a bankrup...
Good posts Charlie1958-Thanks for taking time to come back after you're out the woods yourself! It is worth remembering that creditors are already rel...
TDA and Kevin, Thanks for those inputs. From your replies, I don't need to rush to apply for sequestration on the basis of this notice? I will f...
Mark You advised another member on another thread that handing the keys back would need a waiver of some kind to bring about repossession without cou...
HI TDA Confusion reigns really. I don't know the pros/cons of either drawing a line under this as we know we cannot make good any shortfall if the ...
Yesterday, 19th November received Sheriff Warrant for Citation re. -ve LTV property being repossessed. Confused re. content and will take advice. 'cop...