Exactly, for rental property, we have always used 6% in calculations pre purchase altho we bought our first home at 13.5%-fixed SVR then was 14.5%! I...
I thought Hamish's input was around higher premiums for poor credit histories but on reading back it seems he was pointing more to some insurers restr...
We've been given the weekend to decide-court date being 20th January, there is no obvious choice. It seems crazy to go bankrupt without having had any...
update-spoke with lender yesterday-they are no longer willing to allow the equity position to remain as it is. At current rates, we owe £12750 if con...
Is it acceptable for someone in a trust deed or bankruptcy to have a family member buy or lease a car for their use? Is it ok for the person in a PTD/...
I think you get to avoid all of the above, an independent 3rd party contacts everyone you cannot repay, states what is on offer and invites their agre...
If ever there was a case worthy of being repaid, it seems this is.
Bee Definitely do not let anyone persuade you that you are responsible for a deposit. Letting agents sometimes have a tenant waiting right up to t...
Thanks Mark - My thoughts were surely if funds were available to pay this, creditors could be paid, avoiding need for bankruptcy!
Please check the number first as plasticdaft says. A few years ago a widespread scam involved leaving delivery postcards requiring a call to arrang...
Hi Reidy Do you have anyone to help with the practical side of keeping track of conversations, paperwork etc? your story is really horrible, I would...
Premium bonds - pay no interest but if you normally buy lottery tickets, at least all your tickets go back in the draw each month and you only need to...
Best wishes all for 2012!
Are the creditors receiving partial settlement in bankruptcy too, and therefore able/likely to make an entry?