Rant on!! They are only doing their job and you're only living your life. You have no obligation to speak to anyone on the phone and certainly not...
Depending on the numbers involved, there may be a benefit to taking a lump sum offered by parents if your creditors agreed to accept a % as full and f...
Obviously, fellow forum members know little of your specifics but it will be the detail which makes your decisions from here. Wise words from plastic ...
Personally, I wouldn't choose the ongoing debt to family. The TD and Sequestration, generally seem to be a commitment to 3 years of affordable paymen...
I would avoid becoming a Santander customer at all costs. Any of the other accounts mentioned will be better. Only utilities companies match Santander...
Ask for a name, department and location, record it and advise that you have arrangements in place. Clearly, internal communications have not passed ap...
I just read that and thought 'great-another option to explore!' then realised you received a marketing text as any of us 'punters' do. Just when we w...
Not sure if I can mention names or recommend. We had changed to new policies 'in trust' with each other as trustees so if either of us 'depart' une...
Certainly makes sense to think about and ask these questions in advance. There may be recent changes in this as there have been in many areas where fi...
I.ve known people to be credit checked for the removal of a PAYG meter not because of a TD though. The utilities companies seem to ignore that a new a...
I'm guessing depending on what stage, matbe none of the creditors started getting paid yet if your contributions have been too few to cover the set up...
Thanks-as many of you have often advised-Whatever's In Writing FROM THE START!
Do I understand correctly then; only if affordable payments x 120 will clear the total debt is DAS workable. ? What is the result of a change i...
Good to know the industry is reviewed in specific cases. I hope any increase in the numbers of clients doesn't decrease the likelihood of poor practic...