outofdeed
@outofdeed
Active Member
Joined: Aug 27, 2014
Topics: 1 / Replies: 15
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RE: date of settlement on credit file

I got through to the bank again and got a different girl. After around an hour explaining everything again and being on hold I got the supervisor. I...

11 years ago
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RE: Credit File Update

Entry Number: C5 | Account Updated to: 07/12/2008 Name: MR xxxxx Address: xxxxxx Date of Birth: xxxxxxx Account Type: Loan Started: 03...

11 years ago
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RE: date of settlement on credit file

and from Equifax, very similar standard response third time I had this seemingly in a loop like Experian, I have long threads of questions on the same...

11 years ago
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RE: date of settlement on credit file

Just another update on this from Experian today : Thank you for your email, which we received on 29/08/2014. *Bank of Scotland Accounts Looking...

11 years ago
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RE: date of settlement on credit file

just to update on this the promised update at end of August did not take place, I did a credit report today and the items are still there, so will cal...

11 years ago
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RE: Credit File Update

absolutely but the 6 months plus in arrears is a negative in any language surely and that is how they are reported it some 1 year after date of trust ...

11 years ago
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RE: Credit File Update

To be fair to the bank they did eventually see what I was saying but your average person in there does not know the legislation its quite clear. It...

11 years ago
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RE: Credit File Update

Thanks TDA, yes I think that is the key point here because I would respectfully disagree with your view of the purpose of the trust deed versus a full...

11 years ago
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RE: Credit File Update

I have a very similar scenario with the same company listed in another thread on here I don't see the difference between the default date and settl...

11 years ago
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RE: date of settlement on credit file

Appreciate all the comments and had some developments on this as follows. Got the reply from ICO saying 30 days to open a file then 8 weeks for the...

11 years ago
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RE: date of settlement on credit file

yes I will certainly ask the commissioner, but I am not sure I understand, they amount is settled in so far as the matter is set in how it shall be re...

11 years ago
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RE: date of settlement on credit file

sorry da, I will try this way ๐Ÿ™‚ Could I just check that the start date of your trust deed was May 2008, not the end date? yes trust deed starte...

11 years ago
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RE: There is life after a TD

yes the good thing is I am down to 2 issues from 20 and I can see what the problem is which is half the problem, its such a pain sorting it all out bu...

11 years ago
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RE: date of settlement on credit file

OK thanks guys yes start May 2008, end 2014, all payments made at 61% of the amount as dividend, so I am feeling the satisfaction date should be May, ...

11 years ago
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RE: There is life after a TD

same here got a capital one platinum card when I thought the file was clear, only for me to find out 2 defaults were still on file with wrong info. ...

11 years ago
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