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thanks for all your help!

One more thing i wish to know is once discharged can I sell my property or are there any clauses to stop me. Many thanks again!

Thanks very much Mark, that's extremely helpful!

Thanks for your help, greatly appreciated!

Are you able to deal with this on my behalf or can you advise me who to contact regarding this? KPMG have dealt with my husbands financial situation a...

Hi Mark, Yes a valuation was carried out and we are in negitive equity. Should clarify that I have £40k of personal or joint debt and I have no sep...